Moneybookers Payment Gateway Integrated

We now offer the Moneybookers payment gateway as an additional payment option for your pay-by-use hotspot. Moneybookers is one of the large international payment gateway providers, who accept CC payments without requiring expensive banking merchant accounts from users of their service. Their service accepts payments in over 190 countries and in some 30 currencies. Their large international reach makes Moneybookers a great alternative to 2Checkout.com and PayPal, their brand is a trusted name that people will use willingly to make online payments. In short, they will entice more people to use your hotspot service.

Of course our 2Checkout.com and PayPal are still supported by us and remain a focus of our ongoing development. Offering multiple payment solutions is less a question of ‘either or’ but more about giving you options to suit your business and hotspot locations. It also provides redundancy to your hotspot, if you provide more than one payment solution, in case one of them is actually down.

The different payment solution providers cover different currencies, so the currency in wish you wish to charge for the usage of your hotspots, may drive your decision. You should also consider the different fee structures and which currency you earned funds are actually held in, to avoid unnecessary currency conversions, if possible. Table 1 gives you an overview over the different currencies the different providers allow you to charge customers in and hold funds in as per 9th march 2009.

A feature we like in Moneybookers are the local payment solutions they hook into and allow people to pay with through their payment portal.  Want to charge through the Dutch Ideal, the Australian Poli, or the German Sofortüberweisung. No problem, Money bookers allows you tie in the se local payment systems that would be very well known and thus expected as a payment option in certain markets. Table 2 gives an overview of local payment solutions supported by Moneybookers as per 9th march 2009. We will activate them over time as per client requests.

You really want to charge in a currency, which is not supported by either of the payment solution providers, to serve your local users? No problem, you can do so through vouchers, Vouchers can be issued in any currency really, as long as it has been set up by Chillifire for that purpose. So if you wish to charge in Sri Lankan Rupees, Vietnamese Dollars or such like – no problem for us. We will levy our fees from you in Euros in that case according to publicised exchange rates. You can create, print and sell the vouchers then without any further worries.

We will update our PDF files over the next few days to reflect the changes required for 2checkout integration, and we will create one for the Moneybookers integration. However, here is in brief what you need to do to charge your clients through Moneybookers:

1. Go to www.moneybookers.com and create an account online, for the currency you wish to hold your funds in.
2. Email to merchantservices@moneybookers.com and request you account to be activated for:
   - Credit card purchases
   - Quick Checkout
   - Merchant Refunds
   - Chargeback Notification
   - Secure return_url parameter         

   You will have to sign a number of additional agreements with them, that are required for your relationship with them as merchant account holders. It also takes a few days for them to activate these additional features in our experience.

3. Activate moneybookers as a payment option in the account screen of your account in the Chillifire control panel, enter your moneybookers account id, email, and secret into the screen, save it. DoneNB: the secret has to be a string of 10 lowercase characters or digits. If you happen to use uppercase characters, the integration will fail – that’s the way moneybookers works.

You can find further information on the different payment providers here:

Table 1 – Comparison of Currencies per Payment Solution Provider

Table 2 – Moneybookers global and (local) payment methods